“Treat your savings account like just another bill. It has to be paid every month or there are consequences. If you have direct deposit, have a portion of your paycheck automatically diverted into a savings account. Once it’s in there, forget about it. You never saw it anyway. It’s an emergency fund only (and vacations are not emergencies).”
“We live our lives as if they were one big emergency! We often rush around looking busy, trying to solve problems, but in reality, we are often compounding them.”