“Bills, sadly, are not an ignore-it-and-it-goes-away problem. If you’ve been getting an overdue notice from the cable company every two weeks for the last three months, and all of a sudden it stops coming, that does not mean that they’ve gotten over you and moved on to someone else. Big companies are like the mob - they never forget, they never give up, and they always get their money. Get them before they get you: Pay up, and pay on time.”