“I must ignore the shops. I must practice frugality, go straight home, and plot my expenditure graph. If I need entertainment, I can watch some nice free television and perhaps make some inexpensive, nutritious soup.”
“It is impossible to express here the Flutterings of my very Heart, when I look’d over these Letters, and especially when I found all my Wealth about me; for as the Brasil Ships come all in Fleets, the same Ships which brought my Letters, brought my Goods; and the Effects were safe in the River before the Letters came to my Hand.”
“Two important lessons here. This first is that truly successful decision making relies on a balance between deliberate and instinctive thinking...The second lesson is that in good decision making, frugality matters.”
“Consumerism has worked very hard, with the help of popular psychology (‘Just do it!’) to convince people that indulgence is good for you, whereas frugality is self-oppression.”
“As a very important source of strength and security, cherish public credit. One method of preserving it is to use it as sparingly as possible, avoiding occasions of expense by cultivating peace, but remembering also that timely disbursements to prepare for danger frequently prevent much greater disbursements to repel it, avoiding likewise the accumulation of debt...”