“[Benjamin Franklin]identified thirteen virtues he wanted to cultivate--temperance, silence, order, resolution, frugality, industry, sincerity, justice, moderation, cleanliness, tranquility, chastity and humility--and made a chart with those virtues plotted against the days of the week. Each day, Franklin would score himself on whether he practiced those thirteen virtues.”
“Beware of little expenses; A small leak will sink a great ship, as Poor Richard says; and again, Who dainties love, shall beggars prove; and moreover, Fools make feasts, and wise men eat them.”
“I have always thought that one man of tolerable abilities may work great changes, and accomplish great affairs among mankind, if he forms a good plan, and then makes the execution of that plan his sole study and business.”
“In short, the way to wealth, if you desire it, is as plain as the way to market. It depends chiefly on two words: industry and frugality. Waste neither time nor money, but make the best use of both. He that gets all he can honestly, and saves all he can, will certainly become rich.”